via TikTok/@ElysiaBerman + Kasjan Farbisz from Pixabay
The ugliest thing about credit card debt is that it’s plaguing millions of Americans all across the country. Hang-on, hang-on before you despair — it’s possible to pay off credit card debt by simply avoiding certain purchases that you’d normally give in to without a thought.
The latest social media trend that encourages people to snip up their credit cards and tuck their wallets away is called the No Buy List challenge. Oodles of social media users have been sharing their personal stories about saving money and paying off credit card debt by hopping on the No Buy List bandwagon.
Elysia Berman is one woman who recently revealed she paid off close to $34K in credit card debt by hopping on this trend. Here are the details:
$34K in Credit Card Debt Paid Off By Following a TikTok Trend?
35-year-old Elysia uploaded a TikTok video detailing what it’s been like to pay off close to $34K in credit card debt within the past year. She says the No Buy List TikTok challenge captured her attention and caused a major breakthrough in her life. So, what exact actions made it onto her No Buy List?
Elysia cut out new beauty products, perfume, technology, jewelry, clothes, home decor, and books. She also canceled her Pilates membership and stopped ordering takeout except for once-a-month splurges. Once she committed to her No Buy List, she was able to pay off $1,000 worth of debt at certain intervals over the course of 2024.
There are certain items on Elysia’s list that can’t be obtained for free. When she runs out of makeup or perfume, she has to pay to replace them. If she can’t get her hands on swapping free stuff from a friend, she’ll have to survive the duration of 2025 without makeup or perfume.
As far as tech goes, Elysia will have to make sure she keeps her devices as safe as possible. This way, she won’t be forced to replace them prematurely. Being extra careful with her phone, laptop, and tablet is a must.
As far as jewelry and clothing go, she’s gotta get creative mixing and matching pieces that are already in her wardrobe. Without shopping for the latest clothes and jewelry fashions, repetitive outfits will certainly become the norm for her! But, that’s not a big deal unless you’re a famous person who’s always being chased down by camera-clicking paparazzi.
Beyond that, skimping out on new home decor isn’t a big deal either if you already enjoy what your living space looks like. Her decision to stop buying new books is the easiest of all — a library card will grant her access to thousands of books and she’ll never have to spend one penny.
Cutting out food delivery services is an incredibly smart part of Elysia’s No Buy List because shopping for your own groceries is far less expensive. Last but not least, the cancellation of her Pilates membership must have been a tough decision. Still, it’s possible to do at-home Pilates sessions with a yoga mat and a YouTube video if you really want to stick to your fitness routine.
The “No Buy List” Trend is a Big F U to Capitalism
Hundreds of TikTokers are hopping on the bandwagon to join the fight against overconsumption. These days, folks are more serious than ever about saving money, paying off debt, and flipping their middle finger at capitalism.
Aside from Elysia’s list, other social media users have their own ideas about what they’re boycotting in 2025. These lists include things like alcohol, Spotify and other music subscriptions, Netflix and other streaming platforms, Starbucks and other to-go coffee orders, bottled water, and kids’ toys.
It’s safe to say there are a lot of people who will be saving A LOT of money in 2025, if they stick to this super viral No Buy List TikTok trend.
string(7522) "
The ugliest thing about credit card debt is that it’s plaguing millions of Americans all across the country. Hang-on, hang-on before you despair — it’s possible to pay off credit card debt by simply avoiding certain purchases that you’d normally give in to without a thought.
The latest social media trend that encourages people to snip up their credit cards and tuck their wallets away is called the No Buy List challenge. Oodles of social media users have been sharing their personal stories about saving money and paying off credit card debt by hopping on the No Buy List bandwagon.
Elysia Berman is one woman who recently revealed she paid off close to $34K in credit card debt by hopping on this trend. Here are the details:
$34K in Credit Card Debt Paid Off By Following a TikTok Trend?
35-year-old Elysia uploaded a TikTok video detailing what it’s been like to pay off close to $34K in credit card debt within the past year. She says the No Buy List TikTok challenge captured her attention and caused a major breakthrough in her life. So, what exact actions made it onto her No Buy List?
Elysia cut out new beauty products, perfume, technology, jewelry, clothes, home decor, and books. She also canceled her Pilates membership and stopped ordering takeout except for once-a-month splurges. Once she committed to her No Buy List, she was able to pay off $1,000 worth of debt at certain intervals over the course of 2024.
There are certain items on Elysia’s list that can’t be obtained for free. When she runs out of makeup or perfume, she has to pay to replace them. If she can’t get her hands on swapping free stuff from a friend, she’ll have to survive the duration of 2025 without makeup or perfume.
As far as tech goes, Elysia will have to make sure she keeps her devices as safe as possible. This way, she won’t be forced to replace them prematurely. Being extra careful with her phone, laptop, and tablet is a must.
As far as jewelry and clothing go, she’s gotta get creative mixing and matching pieces that are already in her wardrobe. Without shopping for the latest clothes and jewelry fashions, repetitive outfits will certainly become the norm for her! But, that’s not a big deal unless you’re a famous person who’s always being chased down by camera-clicking paparazzi.
Beyond that, skimping out on new home decor isn’t a big deal either if you already enjoy what your living space looks like. Her decision to stop buying new books is the easiest of all — a library card will grant her access to thousands of books and she’ll never have to spend one penny.
Cutting out food delivery services is an incredibly smart part of Elysia’s No Buy List because shopping for your own groceries is far less expensive. Last but not least, the cancellation of her Pilates membership must have been a tough decision. Still, it’s possible to do at-home Pilates sessions with a yoga mat and a YouTube video if you really want to stick to your fitness routine.
The “No Buy List” Trend is a Big F U to Capitalism
Hundreds of TikTokers are hopping on the bandwagon to join the fight against overconsumption. These days, folks are more serious than ever about saving money, paying off debt, and flipping their middle finger at capitalism.
Aside from Elysia’s list, other social media users have their own ideas about what they’re boycotting in 2025. These lists include things like alcohol, Spotify and other music subscriptions, Netflix and other streaming platforms, Starbucks and other to-go coffee orders, bottled water, and kids’ toys.
It’s safe to say there are a lot of people who will be saving A LOT of money in 2025, if they stick to this super viral No Buy List TikTok trend.
This article includes affiliate links. We may earn a commission if you make a purchase, with no extra cost to you. What are your financial goals for the New Year? Personally, I’m working to pay off my debt. From my student loans to creeping credit card debt, it’s tough to wrap my head around how
If you were to ask someone who they think the biggest superstar in the world is, there’s a good chance they’ll answer without a moment’s hesitation, “Beyoncé.” The Queen Bee has been effortlessly dropping record-breaking albums and chart-topping radio singles since her Destiny’s Child days, and she is not slowing down anytime soon. Considering her
I’m embarrassed by the sheer amount of frivolous spending I did in 2024. It’s wild to me how, at one point, I thought it was perfectly acceptable to cough up over $200 on a Margarita mixer that I’ve used maybe twice. (What was I thinking? I don’t even like Margaritas!) Every day, all these wholly
By Massimo Tornambe Scott Disick, aka “Lord Disick” has gained fame and a devoted following since his appearances on the reality show, Keeping Up with the Kardashians. Disick is renowned for his expensive taste in clothes, cars, and women. The question that millions of fans are asking is: where did his fortune come from? Scott
Gym Jumping Woman - Image by StockSnap for Pixabay
Trying to cancel your gym membership can be more tiring than actually attending that kickboxing class you keep skipping. Getting out of your gym contract can be so tough that people are going to great lengths to avoid paying any penalties. After going into debt living a lifestyle she couldn’t afford, this woman forged fake
In this month’s Money Journal, Celia is organized and disciplined yet enjoys her life “to the Max” Welcome to Money Journal, a monthly Paypath series that examines how Americans really handle their finances. Our participants keep a journal of their earnings, spending, and savings (if any), then share what it’s like to live in their
Look. I don’t know about you guys, but the phishing scams I’ve been receiving lately are utterly out of control. I can’t seem to go a whole day without getting a sketchy text from an unknown number that’s surreptitiously trying to scam me out of my hard-earned cash. Just a couple months ago, I got
Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make
Let’s get down to the nitty gritty when it comes to paying off your debt early. Debt can accumulate in many ways, be it credit card debt, student loans, gym memberships, car loans, mortgages, or medical bills. When you consider all the debt that’s piled up over time, it can become invasive and extremely overwhelming.
Who could live without online shopping? It’s a standard routine in so many households. Whether you’re stocking up on groceries, snagging the latest and greatest tech sensation, shopping for holiday gifts, or treating yourself to a new outfit, the convenience of buying this stuff while in your pajamas is hard to beat — at least
