Q&A: Everything You Need to Know About Lowering Your Car Insurance Rates

Car insurance has become this thing where people browse online and then choose the lesser of two high rates presented to them. I get bombarded with pop-ups about cheaper insurance only to find that after collecting my information, no such plan was offered. Or, I browse insurance sites and think I’ve found a good rate only to have it be bumped up at the end. Enough!

The fact is: there’s a fundamental problem with the car insurance industry and too many people are paying too much. In an effort to cut some of my fixed expenses and lower my rates, I started shopping around online, with no luck until a friend told me about CarSafe. Here’s everything you need to know about the easiest 5-minute solution.

How much does the average person overpay? Am I overpaying?

If you think you’re overpaying, you probably are. With only 5% of drivers paying less than $50 a month for car insurance, tech startup CarSafequickly entered the market to change that. The problem is most companies aren’t taking your personal history and needs into consideration when offering a quote, but CarSafe does.

What steps should I take to get a better rate?

First, cut out the extra steps that aren’t actually helping you. CarSafe lets you skip the endless forms and questionnaires online, and connects you with a live representative who can help you find the right plan. Talking on the phone saves you the headache of having to fill out forms and being redirected to different sites. It’s important to never give your personal info on long form-fills, because the truth about many of the insurance companies is they can obtain your VIN number with the info you provide them in the form fill and then they turn around and sell your data, rather than finding you a better rate.

[shortcode-1-In-Article-Banner-728×60]

If Geico can save you up to 15%, but CarSafe can save you up to 30%, why have I had yet to hear about them?

Because Geico spends $1 billion a year on advertising – that’s it. CarSafe helps millions of Americans save more money in less time every day!

What was your experience with CarSafe and why are you so satisfied?

My experience with CarSafewas not only painless, but actually pleasant (as pleasant as shopping for car insurance quotes can be!). It was convenient to hop on a quick call, explain my needs, and have a tangible action plan. The best part: I ended up with a rate I was happy with.

Does this really only take 5 mins and am I going to be harassed when I give my number?

I just entered in my marital status, license number, and zip code, the live representative called immediately. She was sweet and informative and went straight into the quotes – no additional information from me required. Based on my info, I received special rates from Geico, Best, BlueSky, Progressive, and State Farm. And, no, they won’t harass you with phone calls!

Were you able to get coverage right away and what kind of coverage did you get?

Yes! You can sign you up for immediate coverage with the insurer you choose over the phone right then and there – I was insured with State Farm at a rate I couldn’t find anywhere online. I chose a plan with full comprehensive, full collision, emergency roadside assistance, and the lowest deductible possible for $196/month. My plan included apartment and property coverage up to $20k (even moving), and $300k worth of liability. The whole process took all of 5 minutes.

Anything else I need to know?

CarSafebelieves that too many people are paying too much for something that all drivers have to have. Don’t be one of them – get insurance that’s right for you and let CarSafe help.

Update: You can follow this link, or call 1-855-350-7379 between 9am and 9pm EST to save up 30% on your car insurance within minutes!

Call 1-855-350-7379
string(4984) "

Car insurance has become this thing where people browse online and then choose the lesser of two high rates presented to them. I get bombarded with pop-ups about cheaper insurance only to find that after collecting my information, no such plan was offered. Or, I browse insurance sites and think I've found a good rate only to have it be bumped up at the end. Enough!

The fact is: there's a fundamental problem with the car insurance industry and too many people are paying too much. In an effort to cut some of my fixed expenses and lower my rates, I started shopping around online, with no luck until a friend told me about CarSafe. Here's everything you need to know about the easiest 5-minute solution.

How much does the average person overpay? Am I overpaying?

If you think you're overpaying, you probably are. With only 5% of drivers paying less than $50 a month for car insurance, tech startup CarSafequickly entered the market to change that. The problem is most companies aren't taking your personal history and needs into consideration when offering a quote, but CarSafe does.

What steps should I take to get a better rate?

First, cut out the extra steps that aren't actually helping you. CarSafe lets you skip the endless forms and questionnaires online, and connects you with a live representative who can help you find the right plan. Talking on the phone saves you the headache of having to fill out forms and being redirected to different sites. It's important to never give your personal info on long form-fills, because the truth about many of the insurance companies is they can obtain your VIN number with the info you provide them in the form fill and then they turn around and sell your data, rather than finding you a better rate.

[shortcode-1-In-Article-Banner-728x60]

If Geico can save you up to 15%, but CarSafe can save you up to 30%, why have I had yet to hear about them?

Because Geico spends $1 billion a year on advertising - that's it. CarSafe helps millions of Americans save more money in less time every day!

What was your experience with CarSafe and why are you so satisfied?

My experience with CarSafewas not only painless, but actually pleasant (as pleasant as shopping for car insurance quotes can be!). It was convenient to hop on a quick call, explain my needs, and have a tangible action plan. The best part: I ended up with a rate I was happy with.

Does this really only take 5 mins and am I going to be harassed when I give my number?

I just entered in my marital status, license number, and zip code, the live representative called immediately. She was sweet and informative and went straight into the quotes - no additional information from me required. Based on my info, I received special rates from Geico, Best, BlueSky, Progressive, and State Farm. And, no, they won't harass you with phone calls!

Were you able to get coverage right away and what kind of coverage did you get?

Yes! You can sign you up for immediate coverage with the insurer you choose over the phone right then and there - I was insured with State Farm at a rate I couldn't find anywhere online. I chose a plan with full comprehensive, full collision, emergency roadside assistance, and the lowest deductible possible for $196/month. My plan included apartment and property coverage up to $20k (even moving), and $300k worth of liability. The whole process took all of 5 minutes.

Anything else I need to know?

CarSafebelieves that too many people are paying too much for something that all drivers have to have. Don't be one of them - get insurance that's right for you and let CarSafe help.

Update: You can follow this link, or call 1-855-350-7379 between 9am and 9pm EST to save up 30% on your car insurance within minutes!

[shortcode-CarSafe-Pixels]

"

MONEY JOURNAL: A Marketing Specialist Living On $75K A Year In Chicago

Chicago Theatre - Night | Photo by Pixabay

In this month’s Money Journal, Celia is organized and disciplined yet enjoys her life “to the Max” Welcome to Money Journal, a monthly Paypath series that examines how Americans really handle their finances. Our participants keep a journal of their earnings, spending, and savings (if any), then share what it’s like to live in their

How to Get Out of Your Gym Membership Without Paying a Penalty

Gym Jumping Woman - Image by StockSnap for Pixabay

Trying to cancel your gym membership can be more tiring than actually attending that kickboxing class you keep skipping. Getting out of your gym contract can be so tough that people are going to great lengths to avoid paying any penalties. After going into debt living a lifestyle she couldn’t afford, this woman forged fake

Living la Vida Frugal – Spend Less With Frugal Living

Tiny Home Image by Clay Banks_Unsplash

Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make

When Grown-A** Kids Won’t Leave The Nest

Family Home - Photo by Phil Hearing for Unsplash

Most parents welcome visits from their grown-up children. But what happens when the kids head back home when life gets rough and then never leave? This scenario is playing out more and more frequently as 20-something adults try to cope with – or hide from – skyrocketing costs in an increasingly expensive world. Lou Carloza

The Motherhood Penalty

Photo by Sai De Silva (Unsplash)

You Lose $20K Each Year Just For Being a Mom You may not know this, but there was a time when smoking was considered “liberated” behavior for women. There was a cigarette company Virginia Slims that was created specifically to attract female smokers during the bad old 1970s. The slogan was “You’ve come a long