It was a Tuesday. I was crossing the street in the middle of the block, stepping out from behind a beat-up old delivery van, when a truck came barreling towards me. It whipped by with centimeters to spare, causing my life to flash before my eyes.

I had to sit down on the curb, I was that rattled. I didn’t know where my head was at. Actually, I do know. Recently, I’d been downsized at work, so now I’m a self-employed CPA with a wife, a mortgage, twin boys under five, a border collie, and no life insurance. My wife, Julie, is a contract employee so we’d been so busy scrambling to nail down adequate health insurance, we’d forgotten about our lives.

When I got home, I jumped on my computer to see if there was any life insurance coverage for an affordable price. Honestly, I didn’t think I’d find anything until I stumbled on Bestow, a life insurance company that’s 100% online. If approved, I’d have a life insurance policy in 5 minutes. With premiums starting as low as $5 per month, what did I have to lose?

Bestow offers term life insurance for a specific length of time at a level premium, meaning their monthly payments are locked-in over the life of the policy. Their terms are 2 years, 10 years, or 20 years. Coverage amounts range from $50K – $1 million. I’m 34 years old, so I chose a 20 year term.

After answering some questions about my weight and general health, I took on their formal application. I provided my credit score, medical history, my Body Mass Index. Then I waited for an “instant decision” from their underwriters. They weren’t lying about that instant decision, I was approved! Was that it? No blood tests, no physical? When I hit the checkout screen, I was ready to select my beneficiary – Julie.

Purchasing life insurance on your own is confusing, perhaps that’s why I put it off. I never thought about it before because I always took the default plan with whatever company I was working for. Bestow’s website is simple to understand. It’s convenient and affordable. Even better, there’s no pressure, and no sales calls. What a relief.

I had no idea how much stress I’d been carrying lately about our financial future. When I was completely finished, I shouted with joy. Julie came into my office, gave me a kiss, sat down at the desk, and took out the exact same policy for herself.

Bestow’s super-fast application process helped us make an informed decision about the life insurance that’s right for us, and vital to our family’s happiness. Now, I’m gonna grab Julie, the twins, go to the park, and play catch with our dog.

Follow this link to check out Bestow so you can keep enjoying your life with the ones you love.

This post was made in paid partnership with Bestow. Neither Bestow nor North American Company for Life and Health Insurance were involved in the preparation of the information in this article. The opinions and ideas expressed in the article are those of the author(s) and are not promoted or endorsed by Bestow or North American. You should always seek professional advice before making a financial decision.

string(3929) "
 It was a Tuesday. I was crossing the street in the middle of the block, stepping out from behind a beat-up old delivery van, when a truck came barreling towards me. It whipped by with centimeters to spare, causing my life to flash before my eyes. 
 I had to sit down on the curb, I was that rattled. I didn't know where my head was at. Actually, I do know. Recently, I'd been downsized at work, so now I'm a self-employed CPA with a wife, a mortgage, twin boys under five, a border collie, and no life insurance. My wife, Julie, is a contract employee so we'd been so busy scrambling to nail down adequate health insurance, we'd forgotten about our lives. 
 When I got home, I jumped on my computer to see if there was any life insurance coverage for an affordable price. Honestly, I didn't think I'd find anything until I stumbled on Bestow, a life insurance company that's 100% online. If approved, I'd have a life insurance policy in 5 minutes. With premiums starting as low as $5 per month, what did I have to lose? 
 Bestow offers term life insurance for a specific length of time at a level premium, meaning their monthly payments are locked-in over the life of the policy. Their terms are 2 years, 10 years, or 20 years. Coverage amounts range from $50K - $1 million. I'm 34 years old, so I chose a 20 year term. 
 After answering some questions about my weight and general health, I took on their formal application. I provided my credit score, medical history, my Body Mass Index. Then I waited for an "instant decision" from their underwriters. They weren't lying about that instant decision, I was approved! Was that it? No blood tests, no physical? When I hit the checkout screen, I was ready to select my beneficiary - Julie. 
 Purchasing life insurance on your own is confusing, perhaps that's why I put it off. I never thought about it before because I always took the default plan with whatever company I was working for. Bestow's website is simple to understand. It's convenient and affordable. Even better, there's no pressure, and no sales calls. What a relief. 
 I had no idea how much stress I'd been carrying lately about our financial future. When I was completely finished, I shouted with joy. Julie came into my office, gave me a kiss, sat down at the desk, and took out the exact same policy for herself. 
 Bestow's super-fast application process helped us make an informed decision about the life insurance that's right for us, and vital to our family's happiness. Now, I'm gonna grab Julie, the twins, go to the park, and play catch with our dog. 
Follow this link to check out Bestow so you can keep enjoying your life with the ones you love.
Get A Quote In As Little As 5 Minutes!

This post was made in paid partnership with Bestow. Neither Bestow nor North American Company for Life and Health Insurance were involved in the preparation of the information in this article. The opinions and ideas expressed in the article are those of the author(s) and are not promoted or endorsed by Bestow or North American. You should always seek professional advice before making a financial decision.
"

Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make

If your business offers corporate credit cards or expense accounts to employees, there’s a good chance there is unethical spending going on. 33% of corporate credit card holders admit to blatantly defrauding the companies they work for, and twice that amount confess to making “risky purchases.” But a thread on AskReddit reveals some of the

You Lose $20K Each Year Just For Being a Mom You may not know this, but there was a time when smoking was considered “liberated” behavior for women. There was a cigarette company Virginia Slims that was created specifically to attract female smokers during the bad old 1970s. The slogan was “You’ve come a long

We’ve all heard it before. Takeaway is way more tempting than cooking at home night after night after night. But although ordering-in might save you precious time, at the end of the day I’ll bet your wallet takes the hit. Everyone on the planet resorts to takeout after a long day’s work — and I’m

Experts agree: it’s time to clean your workspace for your most creative era yet Spring cleaning is overrated. In the Spring, I want to go-go-go! Not get bogged down in the minutiae of tidying. But once I get started, I’m one of those people who can’t stop decluttering. So I carve out designated days for

Despite the fact that late-stage capitalism is an amoral hellhole driven by a borderline religious belief in the sanctity of brands, we would never, ever suggest that anyone should shoplift from big-box stores, or even imply that doing so is morally okay or a victimless crime. But hypothetically, if we were to give any tidbit

Oh, how far we’ve come! Recently, it was revealed that — finally! — women CEOs at Fortune 500 companies outnumber male CEOs named John. A dubious milestone, but it’s something to celebrate. Though women have come pretty far in society, the progress we’ve made is far from enough. From the pay gap to daily microaggressions,

The Momager May Be Worth More Than You Think… Kris Jenner is a pop culture icon for many reasons. While you may have watched her meteoric rise to fame on Keeping Up with the Kardashians — which originally debuted on E! — she’s actually been a fascinating figure in the public eye for ages.  As

In the 1980s movie Little Shop of Horrors, the protagonist Audrey fantasizes about owning a house of her very own. She doesn’t ask for much: just a simple one-storey place with a washer, dryer, and bedding will do.  And while this moment in the film is intended to satirize the American Dream by underlining how

The Kar-Jenner family is loaded thanks to their business prowess (and fierce momager, Kris Jenner.) Kim Kardashian said it best when she lamented that it “seems like nobody wants to work these days,” but these sisters never have a day off. And that’s why the topic of Kylie Jenner’s net worth is so intriguing.  But