Who could live without online shopping? It’s a standard routine in so many households. Whether you’re stocking up on groceries, snagging the latest and greatest tech sensation, shopping for holiday gifts, or treating yourself to a new outfit, the convenience of buying this stuff while in your pajamas is hard to beat — at least

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This article includes affiliate links. We may earn a commission if you make a purchase, with no extra cost to you. As we head into a fresh New Year, you may find yourself reflecting on your financial journey over the past 12 months. Perhaps you faced unexpected challenges, from unforeseen expenses to a change in

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