Tom Twardzik

Tom Twardzik

The best ways to improve your credit score

Deciphering the factors that contribute to a credit score and the ways to improve that magic financial number might seem intimidating, but achieving the great credit score of your dreams is a somewhat simple matter of discipline and attention. Whether your score is poor or on the verge of great, you know you want to

How to Handle a Tough Boss or Coworker

Going to work every day to face an unpleasant or unjustifiably harsh boss or coworker can make even a job you love distressing. There’s often no clear or simple way out of a situation like this, but with some helpful tips, you’ll be able to face the problem with confidence and move steadily toward a

Small ways to save big money in your home

You’ve probably resolved at least once in your life to commit to a budget and reduce expenses in your home. But the changes that spring to mind—canceling TV packages, lowering the heat and A/C, etc.—sound uncomfortable and difficult. However, it’s surprisingly easy to make small, simple changes in your home and routine that add up

The Top Platforms to Build Your Best Website

An important step in advertising your services, growing your brand or business or sharing your stories is creating a website that showcases your talent. A striking, beautiful website will catch the eyes of readers and potential customers and draw them to what you have to offer. Website creation in 2017 involves less work for better