Your car is there through it all. It’s around when you pick up your kids from school, when you head to work everyday, and when you visit your in-laws across town. It’s a part of most of the millions of moments and activities that form our everyday lives. It’s no wonder buying a car is such a big deal. You know it’s something that you’re going to own for years so the pressure to make the right choice is pretty high. That’s why so many people splurge on buying the car of their dreams.
But financing your dream car through a car loan can make a nightmare of your monthly payments. Accepting a high interest rate in exchange for a shiny new car doesn’t seem like too bad of an idea at first. That is until you see how quickly those payments can deplete your bank account.
If you cringe every time a car payment is due, it might be time to refinance your auto loan with rateGenius, an auto refinancing company that’s partnered with more than 150 lenders all across the country. Their online process helps you find a new loan with a lower interest rate so that you can pay off your high-interest loan immediately, saving you more money in the long run. On average, rateGenius can save you $78 a month, meaning you can save nearly $1000 dollars a year. Sounds like a sweet deal.
Imagine all the things you could do with an extra thousand a year. Here are just a few.
1. Head on a cruise for a 5-island tour of the Caribbean.
2. Shop for a new wardrobe and several pairs of new shoes.
3. Stock up on all the books you’ve been meaning to read.
4. Head to a baseball game.
5. Book plane tickets to a city you’ve always wanted to visit.
6. Buy tickets to see a play at the Theater.
7. Gift your kids tickets to see Mickey Mouse in person.
Think about it. The possibilities are endless. Who doesn’t like saving money? If you’re interested in lower car payments, apply to refinance your loan with rateGenius. With all that extra money, we see vacation plans in your near future!
Your car is there through it all. It's around when you pick up your kids from school, when you head to work everyday, and when you visit your in-laws across town. It's a part of most of the millions of moments and activities that form our everyday lives. It's no wonder buying a car is such a big deal. You know it's something that you're going to own for years so the pressure to make the right choice is pretty high. That's why so many people splurge on buying the car of their dreams.
But financing your dream car through a car loan can make a nightmare of your monthly payments. Accepting a high interest rate in exchange for a shiny new car doesn't seem like too bad of an idea at first. That is until you see how quickly those payments can deplete your bank account.
If you cringe every time a car payment is due, it might be time to refinance your auto loan with rateGenius, an auto refinancing company that's partnered with more than 150 lenders all across the country. Their online process helps you find a new loan with a lower interest rate so that you can pay off your high-interest loan immediately, saving you more money in the long run. On average, rateGenius can save you $78 a month, meaning you can save nearly $1000 dollars a year. Sounds like a sweet deal.
Imagine all the things you could do with an extra thousand a year. Here are just a few.
1. Head on a cruise for a 5-island tour of the Caribbean.
2. Shop for a new wardrobe and several pairs of new shoes.
3. Stock up on all the books you've been meaning to read.
4. Head to a baseball game.
5. Book plane tickets to a city you've always wanted to visit.
6. Buy tickets to see a play at the Theater.
7. Gift your kids tickets to see Mickey Mouse in person.
Think about it. The possibilities are endless. Who doesn't like saving money? If you're interested in lower car payments, apply to refinance your loan with rateGenius. With all that extra money, we see vacation plans in your near future!
I’m embarrassed by the sheer amount of frivolous spending I did in 2024. It’s wild to me how, at one point, I thought it was perfectly acceptable to cough up over $200 on a Margarita mixer that I’ve used maybe twice. (What was I thinking? I don’t even like Margaritas!) Every day, all these wholly
Look. I don’t know about you guys, but the phishing scams I’ve been receiving lately are utterly out of control. I can’t seem to go a whole day without getting a sketchy text from an unknown number that’s surreptitiously trying to scam me out of my hard-earned cash. Just a couple months ago, I got
Let’s get down to the nitty gritty when it comes to paying off your debt early. Debt can accumulate in many ways, be it credit card debt, student loans, gym memberships, car loans, mortgages, or medical bills. When you consider all the debt that’s piled up over time, it can become invasive and extremely overwhelming.
In this month’s Money Journal, Celia is organized and disciplined yet enjoys her life “to the Max” Welcome to Money Journal, a monthly Paypath series that examines how Americans really handle their finances. Our participants keep a journal of their earnings, spending, and savings (if any), then share what it’s like to live in their
Trying to cancel your gym membership can be more tiring than actually attending that kickboxing class you keep skipping. Getting out of your gym contract can be so tough that people are going to great lengths to avoid paying any penalties. After going into debt living a lifestyle she couldn’t afford, this woman forged fake
By Massimo Tornambe Scott Disick, aka “Lord Disick” has gained fame and a devoted following since his appearances on the reality show, Keeping Up with the Kardashians. Disick is renowned for his expensive taste in clothes, cars, and women. The question that millions of fans are asking is: where did his fortune come from? Scott
Who could live without online shopping? It’s a standard routine in so many households. Whether you’re stocking up on groceries, snagging the latest and greatest tech sensation, shopping for holiday gifts, or treating yourself to a new outfit, the convenience of buying this stuff while in your pajamas is hard to beat — at least
Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make
Most parents welcome visits from their grown-up children. But what happens when the kids head back home when life gets rough and then never leave? This scenario is playing out more and more frequently as 20-something adults try to cope with – or hide from – skyrocketing costs in an increasingly expensive world. Lou Carloza
If your business offers corporate credit cards or expense accounts to employees, there’s a good chance there is unethical spending going on. 33% of corporate credit card holders admit to blatantly defrauding the companies they work for, and twice that amount confess to making “risky purchases.” But a thread on AskReddit reveals some of the