The Failson’s Guide to Being Born Rich

Everyone wants to be rich, but not everyone is good at it.


You, on the other hand, have had your whole life to practice being rich, without the distraction of developing any skills or working for a living. You make coasting through life look easy! Still, there are some pitfalls to being born with everything you’ll ever need, especially when interacting with those less fortunate. So from failson to failson, here are some tips and tricks to living your best life in the shade of your parents’ money-tree.

Annoyed BaristaBefriend Some Poors

It’s important to stay grounded. If you only ever hang out with Trey and Ashlynn at the polo club, you’ll lose touch with the commoners. That’s not you. You’re the kind of Richie Rich that lives your truth and stays humble, so it’s important that you look at poor people as a tool for learning. You can find some poors studying at a public university, or even behind the counter of your favorite coffee shop. Some barista’s make what’s known as “tipped wage,” which, in New York, means they make $10/hour plus tips. Here’s a tip, that means they’re poor! They might resist your advances at first, but you let them know that they’re just as good as you, in their own way. Tell them some stories about Milan, or the crew team—oh my god, crew team stories are the best!

She doesn’t know she wants to be your friend yet

This Guy Has Questions About MoneyAsk About Your Poor Friends’ Finances

How are you going to learn if you don’t ask questions? If they talk about their job, ask them how much they make. If they invite you to their apartment, look around for a few seconds, then take a guess at how much they pay in rent. Make sure it’s a super low-ball guess, so you don’t offend them. If they mention how much something cost—anything—be sure to ask if that’s a lot of money for them. You might be surprised! You can even use these questions to help them improve their finances. If they’re stressing about scraping together enough for their bills this month, say “Don’t you have savings?” In order to retire by 65—30 years too late if you ask me—millennials should be putting about half their paychecks into savings, but chances are that your poor friends aren’t doing that. This will nudge them in the right direction.

You never had to learn about money… you just always knew

Splitting the BillSplit the Bill Evenly

Going out to dinner with your working class friends? Suggest the kind of place they probably haven’t been before. Per Se? Say no more. They’ll probably be a little uncomfortable and try to order something cheap, but you can set expectations by giving their “braised chicken breast” a little raised eyebrow, then ordering whatever comes with the most shaved truffle. When the bill comes, show your friends you see them as your equal by splitting it down the middle.

Getty Images

An Abandoned CarTreat Your Luxury Goods Like Shit

A lot of poor people think that the natively wealthy are all obsessed with status symbols and designer goods. Show them how superficial you think that stuff is by throwing your Louis bag on the floor like a sack of potatoes the moment you walk inside. If you take your poor friends to a rooftop bar with a pool, jump in with your Gucci loafers still on. Suggest a game of “streetball” at a public park, where they don’t even charge you to play, and show up in your Balenciaga t-shirt to get your sweat on.

Oh, that old hunk of junk?

Tourist Posing With A Llama in PeruTalk About How Stressful Your Vacations Are

At this point, you pretty much get their whole deal. Their full-time job is stressing them out when they’re at their part-time job, and their health insurance won’t cover the yoga retreat in Iceland that you keep suggesting—blah blah blah. Show them that the grass isn’t always greener just because it’s treated with mink-scat fertilizer. You have your own sources of stress, and they’ll feel better about their problems if you explain to them how much you had to work to “find yourself” on your trip to Peru—the llamas kept trying to eat your hair when you were posing for pictures, and that porter who carried your bags up the mountain could barely even speak proper Castellano (also, those guys only make like $30/day, so what are your poor friends even complaining about). See? Your life is hard too! Honestly, if your new friends don’t get that, maybe they don’t deserve you.

In fact, f*ck this whole thing. You don’t need poor friends.

Borders of Adventure

This shot seriously took like 20 takes, you guys

string(5709) "

Everyone wants to be rich, but not everyone is good at it.


You, on the other hand, have had your whole life to practice being rich, without the distraction of developing any skills or working for a living. You make coasting through life look easy! Still, there are some pitfalls to being born with everything you'll ever need, especially when interacting with those less fortunate. So from failson to failson, here are some tips and tricks to living your best life in the shade of your parents' money-tree.

Annoyed BaristaBefriend Some Poors

It's important to stay grounded. If you only ever hang out with Trey and Ashlynn at the polo club, you'll lose touch with the commoners. That's not you. You're the kind of Richie Rich that lives your truth and stays humble, so it's important that you look at poor people as a tool for learning. You can find some poors studying at a public university, or even behind the counter of your favorite coffee shop. Some barista's make what's known as "tipped wage," which, in New York, means they make $10/hour plus tips. Here's a tip, that means they're poor! They might resist your advances at first, but you let them know that they're just as good as you, in their own way. Tell them some stories about Milan, or the crew team—oh my god, crew team stories are the best!

She doesn't know she wants to be your friend yet

This Guy Has Questions About MoneyAsk About Your Poor Friends’ Finances

How are you going to learn if you don't ask questions? If they talk about their job, ask them how much they make. If they invite you to their apartment, look around for a few seconds, then take a guess at how much they pay in rent. Make sure it's a super low-ball guess, so you don't offend them. If they mention how much something cost—anything—be sure to ask if that's a lot of money for them. You might be surprised! You can even use these questions to help them improve their finances. If they're stressing about scraping together enough for their bills this month, say "Don't you have savings?" In order to retire by 65—30 years too late if you ask me—millennials should be putting about half their paychecks into savings, but chances are that your poor friends aren't doing that. This will nudge them in the right direction.

You never had to learn about money... you just always knew

Splitting the BillSplit the Bill Evenly

Going out to dinner with your working class friends? Suggest the kind of place they probably haven't been before. Per Se? Say no more. They'll probably be a little uncomfortable and try to order something cheap, but you can set expectations by giving their "braised chicken breast" a little raised eyebrow, then ordering whatever comes with the most shaved truffle. When the bill comes, show your friends you see them as your equal by splitting it down the middle.

Getty Images

An Abandoned CarTreat Your Luxury Goods Like Shit

A lot of poor people think that the natively wealthy are all obsessed with status symbols and designer goods. Show them how superficial you think that stuff is by throwing your Louis bag on the floor like a sack of potatoes the moment you walk inside. If you take your poor friends to a rooftop bar with a pool, jump in with your Gucci loafers still on. Suggest a game of "streetball" at a public park, where they don't even charge you to play, and show up in your Balenciaga t-shirt to get your sweat on.

Oh, that old hunk of junk?

Tourist Posing With A Llama in PeruTalk About How Stressful Your Vacations Are

At this point, you pretty much get their whole deal. Their full-time job is stressing them out when they're at their part-time job, and their health insurance won't cover the yoga retreat in Iceland that you keep suggesting—blah blah blah. Show them that the grass isn't always greener just because it's treated with mink-scat fertilizer. You have your own sources of stress, and they'll feel better about their problems if you explain to them how much you had to work to "find yourself" on your trip to Peru—the llamas kept trying to eat your hair when you were posing for pictures, and that porter who carried your bags up the mountain could barely even speak proper Castellano (also, those guys only make like $30/day, so what are your poor friends even complaining about). See? Your life is hard too! Honestly, if your new friends don't get that, maybe they don't deserve you.

In fact, f*ck this whole thing. You don't need poor friends.

Borders of Adventure

This shot seriously took like 20 takes, you guys


"

Living la Vida Frugal – Spend Less With Frugal Living

Tiny Home Image by Clay Banks (Unsplash)

Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make

The Motherhood Penalty

Photo by Sai De Silva (Unsplash)

You Lose $20K Each Year Just For Being a Mom You may not know this, but there was a time when smoking was considered “liberated” behavior for women. There was a cigarette company Virginia Slims that was created specifically to attract female smokers during the bad old 1970s. The slogan was “You’ve come a long

What Is Kris Jenner’s Net Worth? 

Kris Jenner

The Momager May Be Worth More Than You Think… Kris Jenner is a pop culture icon for many reasons. While you may have watched her meteoric rise to fame on Keeping Up with the Kardashians — which originally debuted on E! — she’s actually been a fascinating figure in the public eye for ages.  As

What Is Kylie Jenner’s Net Worth? 

Kylie Jenner

The Kar-Jenner family is loaded thanks to their business prowess (and fierce momager, Kris Jenner.) Kim Kardashian said it best when she lamented that it “seems like nobody wants to work these days,” but these sisters never have a day off. And that’s why the topic of Kylie Jenner’s net worth is so intriguing.  But

What Is Taylor Swift’s Net Worth? 

Taylor Swift for "The Tortured Poet's Department"

Taylor Swift is a megastar singer-songwriter known for her narrative songwriting, catchy pop tunes, and versatility across genres like country, pop, and indie folk. She breaks every music record with ease, partially thanks to her die-hard Swiftie fans who follow her with vigor and buy out every single show. And with Taylor Swift’s net worth

Considering A Microwedding? Here’s How To Plan Yours

Microweddings are the next hottest trend.

Traditional weddings can be incredibly stressful, not to mention super pricey – many newlyweds couldn’t buy a house with that money. What’s supposed to be the happiest day of your life can often feel like an endless quest for absolute perfection – almost as if the ceremony doesn’t come off flawlessly, the marriage itself will