Everyone wants to be rich, but not everyone is good at it.

You, on the other hand, have had your whole life to practice being rich, without the distraction of developing any skills or working for a living. You make coasting through life look easy! Still, there are some pitfalls to being born with everything you’ll ever need, especially when interacting with those less fortunate. So from failson to failson, here are some tips and tricks to living your best life in the shade of your parents’ money-tree.

Befriend Some Poors

It’s important to stay grounded. If you only ever hang out with Trey and Ashlynn at the polo club, you’ll lose touch with the commoners. That’s not you. You’re the kind of Richie Rich that lives your truth and stays humble, so it’s important that you look at poor people as a tool for learning. You can find some poors studying at a public university, or even behind the counter of your favorite coffee shop. Some barista’s make what’s known as “tipped wage,” which, in New York, means they make $10/hour plus tips. Here’s a tip, that means they’re poor! They might resist your advances at first, but you let them know that they’re just as good as you, in their own way. Tell them some stories about Milan, or the crew team—oh my god, crew team stories are the best!

She doesn’t know she wants to be your friend yet

Ask About Your Poor Friends’ Finances

How are you going to learn if you don’t ask questions? If they talk about their job, ask them how much they make. If they invite you to their apartment, look around for a few seconds, then take a guess at how much they pay in rent. Make sure it’s a super low-ball guess, so you don’t offend them. If they mention how much something cost—anything—be sure to ask if that’s a lot of money for them. You might be surprised! You can even use these questions to help them improve their finances. If they’re stressing about scraping together enough for their bills this month, say “Don’t you have savings?” In order to retire by 65—30 years too late if you ask me—millennials should be putting about half their paychecks into savings, but chances are that your poor friends aren’t doing that. This will nudge them in the right direction.

You never had to learn about money… you just always knew

Split the Bill Evenly

Going out to dinner with your working class friends? Suggest the kind of place they probably haven’t been before. Per Se? Say no more. They’ll probably be a little uncomfortable and try to order something cheap, but you can set expectations by giving their “braised chicken breast” a little raised eyebrow, then ordering whatever comes with the most shaved truffle. When the bill comes, show your friends you see them as your equal by splitting it down the middle.

Getty Images

Treat Your Luxury Goods Like Shit

A lot of poor people think that the natively wealthy are all obsessed with status symbols and designer goods. Show them how superficial you think that stuff is by throwing your Louis bag on the floor like a sack of potatoes the moment you walk inside. If you take your poor friends to a rooftop bar with a pool, jump in with your Gucci loafers still on. Suggest a game of “streetball” at a public park, where they don’t even charge you to play, and show up in your Balenciaga t-shirt to get your sweat on.

Oh, that old hunk of junk?

Talk About How Stressful Your Vacations Are

At this point, you pretty much get their whole deal. Their full-time job is stressing them out when they’re at their part-time job, and their health insurance won’t cover the yoga retreat in Iceland that you keep suggesting—blah blah blah. Show them that the grass isn’t always greener just because it’s treated with mink-scat fertilizer. You have your own sources of stress, and they’ll feel better about their problems if you explain to them how much you had to work to “find yourself” on your trip to Peru—the llamas kept trying to eat your hair when you were posing for pictures, and that porter who carried your bags up the mountain could barely even speak proper Castellano (also, those guys only make like $30/day, so what are your poor friends even complaining about). See? Your life is hard too! Honestly, if your new friends don’t get that, maybe they don’t deserve you.

In fact, f*ck this whole thing. You don’t need poor friends.

Borders of Adventure

This shot seriously took like 20 takes, you guys

string(5709) "
Everyone wants to be rich, but not everyone is good at it.
You, on the other hand, have had your whole life to practice being rich, without the distraction of developing any skills or working for a living. You make coasting through life look easy! Still, there are some pitfalls to being born with everything you'll ever need, especially when interacting with those less fortunate. So from failson to failson, here are some tips and tricks to living your best life in the shade of your parents' money-tree.
Befriend Some Poors
It's important to stay grounded. If you only ever hang out with Trey and Ashlynn at the polo club, you'll lose touch with the commoners. That's not you. You're the kind of Richie Rich that lives your truth and stays humble, so it's important that you look at poor people as a tool for learning. You can find some poors studying at a public university, or even behind the counter of your favorite coffee shop. Some barista's make what's known as "tipped wage," which, in New York, means they make $10/hour plus tips. Here's a tip, that means they're poor! They might resist your advances at first, but you let them know that they're just as good as you, in their own way. Tell them some stories about Milan, or the crew team—oh my god, crew team stories are the best!
She doesn't know she wants to be your friend yet
Ask About Your Poor Friends’ Finances
How are you going to learn if you don't ask questions? If they talk about their job, ask them how much they make. If they invite you to their apartment, look around for a few seconds, then take a guess at how much they pay in rent. Make sure it's a super low-ball guess, so you don't offend them. If they mention how much something cost—anything—be sure to ask if that's a lot of money for them. You might be surprised! You can even use these questions to help them improve their finances. If they're stressing about scraping together enough for their bills this month, say "Don't you have savings?" In order to retire by 65—30 years too late if you ask me—millennials should be putting about half their paychecks into savings, but chances are that your poor friends aren't doing that. This will nudge them in the right direction.
You never had to learn about money... you just always knew
Split the Bill Evenly
Going out to dinner with your working class friends? Suggest the kind of place they probably haven't been before. Per Se? Say no more. They'll probably be a little uncomfortable and try to order something cheap, but you can set expectations by giving their "braised chicken breast" a little raised eyebrow, then ordering whatever comes with the most shaved truffle. When the bill comes, show your friends you see them as your equal by splitting it down the middle.
Getty Images
Treat Your Luxury Goods Like Shit
A lot of poor people think that the natively wealthy are all obsessed with status symbols and designer goods. Show them how superficial you think that stuff is by throwing your Louis bag on the floor like a sack of potatoes the moment you walk inside. If you take your poor friends to a rooftop bar with a pool, jump in with your Gucci loafers still on. Suggest a game of "streetball" at a public park, where they don't even charge you to play, and show up in your Balenciaga t-shirt to get your sweat on.
Oh, that old hunk of junk?
Talk About How Stressful Your Vacations Are
At this point, you pretty much get their whole deal. Their full-time job is stressing them out when they're at their part-time job, and their health insurance won't cover the yoga retreat in Iceland that you keep suggesting—blah blah blah. Show them that the grass isn't always greener just because it's treated with mink-scat fertilizer. You have your own sources of stress, and they'll feel better about their problems if you explain to them how much you had to work to "find yourself" on your trip to Peru—the llamas kept trying to eat your hair when you were posing for pictures, and that porter who carried your bags up the mountain could barely even speak proper Castellano (also, those guys only make like $30/day, so what are your poor friends even complaining about). See? Your life is hard too! Honestly, if your new friends don't get that, maybe they don't deserve you.
In fact, f*ck this whole thing. You don't need poor friends.
Borders of Adventure
This shot seriously took like 20 takes, you guys


"

In this month’s Money Journal, Celia is organized and disciplined yet enjoys her life “to the Max” Welcome to Money Journal, a monthly Paypath series that examines how Americans really handle their finances. Our participants keep a journal of their earnings, spending, and savings (if any), then share what it’s like to live in their

Trying to cancel your gym membership can be more tiring than actually attending that kickboxing class you keep skipping. Getting out of your gym contract can be so tough that people are going to great lengths to avoid paying any penalties. After going into debt living a lifestyle she couldn’t afford, this woman forged fake

By Massimo Tornambe Scott Disick, aka “Lord Disick” has gained fame and a devoted following since his appearances on the reality show, Keeping Up with the Kardashians. Disick is renowned for his expensive taste in clothes, cars, and women. The question that millions of fans are asking is: where did his fortune come from? Scott

Who could live without online shopping? It’s a standard routine in so many households. Whether you’re stocking up on groceries, snagging the latest and greatest tech sensation, shopping for holiday gifts, or treating yourself to a new outfit, the convenience of buying this stuff while in your pajamas is hard to beat — at least

Everyone says the economy’s healthier than ever, but some of us still find it necessary to make that paycheck stretch…and stretch…and stretch. The better we understand our spending habits, the better we can manage them. Living frugally can benefit you in many ways. You’ll grow more self-reliant, creative, and resourceful as you learn to make

You’ve heard it a thousand times before. The holidays are about two things: giving and family…more specifically, giving to your family. And no one wants to be the Grinch. So we lavish gifts and good tidings on our families and friends. And it feels incredible when it comes to gift-giving — I’m insatiable. Spending on

Most parents welcome visits from their grown-up children. But what happens when the kids head back home when life gets rough and then never leave? This scenario is playing out more and more frequently as 20-something adults try to cope with – or hide from – skyrocketing costs in an increasingly expensive world. Lou Carloza

Imagine this: you marry the man of your dreams. You have two beautiful children with another on the way. You spend your days cooking gorgeous, nutritious meals for your family…. from scratch. You get paid to share your daily life and meals with people around the world. But here’s the catch: half of those people

If your business offers corporate credit cards or expense accounts to employees, there’s a good chance there is unethical spending going on. 33% of corporate credit card holders admit to blatantly defrauding the companies they work for, and twice that amount confess to making “risky purchases.” But a thread on AskReddit reveals some of the

You Lose $20K Each Year Just For Being a Mom You may not know this, but there was a time when smoking was considered “liberated” behavior for women. There was a cigarette company Virginia Slims that was created specifically to attract female smokers during the bad old 1970s. The slogan was “You’ve come a long