Over Budget? Commit to a Spending Challenge

Weather you started out 2017 dreaming of a warm beach vacay or an emergency savings fund with actual money in it, there’s no better time to get after your goals than February. Savings doesn’t have to be a challenge, but by committing to one you’ll to reevaluate and redefine what savings success means to you.

Homemade Lunch Challenge

www.thekitchn.com

Everyone knows eating out at lunch is bad for your health and your wallet, but when everyone else in your office is heading out to grab a bite it’s nearly impossible not to feel major FOMO. With most lunches racking up $10 bill, it’s easy to spend $2,400 on lunch alone. So grab your work bestie and commit to a month of homemade meals. Your bank account will look a whole lot sweeter!

Homemade Coffee Challenge

If you’re a coffee lover, the thought of replacing your favorite cup of joe with something brewed at home may sound impossible. A quick scan over your bank statements though can quickly reveal just how much that $3 cup is actually adding up. So skip the line and the extra pump of regret.

No Spending Challenge

Say goodbye to the non-essentials! By committing to the most daunting of spending challenges (literally, you spend no money), you’ll be able to take a step back and survey where your money has been going. Often, the things we love are not the things we need. A spending challenge isn’t permanent, but the lessons you learn along the way can lead to lasting change.

52 Weeks Savings Challenge

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The 52 week challenge makes it easy to save and watch your money add up. By gradually increasing your savings each week from $1 to $2 to $3, you’ll save $1,378 by the end of the year. If you don’t carry cash or are skeptical about your ability to commit to savings such a small sum of money each week, a rule-based app like Qapital can help you automate your savings so it all adds up.

Whether you try one or all of these challenges, you’ll form new habits and be one step closer to achieving your money goals!

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Weather you started out 2017 dreaming of a warm beach vacay or an emergency savings fund with actual money in it, there's no better time to get after your goals than February. Savings doesn't have to be a challenge, but by committing to one you'll to reevaluate and redefine what savings success means to you.

Homemade Lunch Challenge


www.thekitchn.com

Everyone knows eating out at lunch is bad for your health and your wallet, but when everyone else in your office is heading out to grab a bite it's nearly impossible not to feel major FOMO. With most lunches racking up $10 bill, it's easy to spend $2,400 on lunch alone. So grab your work bestie and commit to a month of homemade meals. Your bank account will look a whole lot sweeter!

Homemade Coffee Challenge

If you're a coffee lover, the thought of replacing your favorite cup of joe with something brewed at home may sound impossible. A quick scan over your bank statements though can quickly reveal just how much that $3 cup is actually adding up. So skip the line and the extra pump of regret.

No Spending Challenge

Say goodbye to the non-essentials! By committing to the most daunting of spending challenges (literally, you spend no money), you'll be able to take a step back and survey where your money has been going. Often, the things we love are not the things we need. A spending challenge isn't permanent, but the lessons you learn along the way can lead to lasting change.

52 Weeks Savings Challenge

Getty Images

The 52 week challenge makes it easy to save and watch your money add up. By gradually increasing your savings each week from $1 to $2 to $3, you'll save $1,378 by the end of the year. If you don't carry cash or are skeptical about your ability to commit to savings such a small sum of money each week, a rule-based app like Qapital can help you automate your savings so it all adds up.

Whether you try one or all of these challenges, you'll form new habits and be one step closer to achieving your money goals!

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Financial Red Flags To Watch Out For When Dating

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The TRUTH About The Trad Wife Trend

Nara Smith, Lucky Blue Smith, and daughter Rumble Honey

Matthew Brookes / Oliver Peoples

Update: November 7th, 2025 TL;DR TikTok’s favourite tradwife just had another baby, moved into a new house, and reignited the Internet’s gender-war discourse — again. Here’s what’s new with Nara Smith, why the “tradwife” trend still won’t die, and what it really says about 2025’s obsession with curated domesticity. The Tradwife Era Isn’t Over —

The Ultimate Guide to Selling Funko POPs

Funko

Even if you don’t know the first thing about collectables, you know Funko POPs. Funko Everyone does. They’re absolutely everywhere, from comic book shops to big box stores to movie theater concession stands. Many people think Funko POPs are cute, with their big black eyes and uniform features. Others think they’re creepy for pretty much

How to Get Out of Your Gym Membership Without Paying a Penalty

Gym Jumping Woman - Image by StockSnap for Pixabay

Trying to cancel your gym membership can be more tiring than actually attending that kickboxing class you keep skipping. Getting out of your gym contract can be so tough that people are going to great lengths to avoid paying any penalties. After going into debt living a lifestyle she couldn’t afford, this woman forged fake

What Is Kris Jenner’s Net Worth? 

Kris Jenner

The Momager May Be Worth More Than You Think… Kris Jenner is a pop culture icon for many reasons. While you may have watched her meteoric rise to fame on Keeping Up with the Kardashians — which originally debuted on E! — she’s actually been a fascinating figure in the public eye for ages.  As

Sure, AI Boosts Productivity – But It’s Tanking Employee Initiative

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AI’s in the workplace. Whether it’s auto-generated emails, chatbots, or predictive analytics, AI’s here to stay. Plain and simple. Plain, perhaps — but not simple. With its promises of greater efficiency and increased productivity, employers love AI. From the employees’ point of view, AI is a decidedly mixed blessing. But it’s killing workers’ motivation and

What Is Taylor Swift’s Net Worth? 

Taylor Swift for "The Tortured Poet's Department"

Taylor Swift is a megastar singer-songwriter known for her narrative songwriting, catchy pop tunes, and versatility across genres like country, pop, and indie folk. She breaks every music record with ease, partially thanks to her die-hard Swiftie fans who follow her with vigor and buy out every single show. And with Taylor Swift’s net worth

Stay-at-Home Mom Bills Husband $2.7K A Week

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A stay-at-home mom recently pulled back the curtain on the real value of full-time domestic labor. In a TikTok video that’s now seen by over 4 million viewers, Amber Audrey outlines a weekly “invoice” to her husband totaling $2,700. This is a real tongue-in-cheek reckoning that’s sparked both cheers and jeers online. Her listing breaks