banks

When you take out a loan for a car, charge something to your credit card, or get a personal line of credit, there is going to be an interest rate that applies to your loan. A lot of different factors go into what you will be charged, including your personal credit score. But even those

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Debt is an almost unavoidable part of life, and with high-interest rates and late fees, getting out of it can feel like an uphill battle. To make it even harder, most credit cards charge transfer fees, even those with 0% balance transfer offers. The average transfer fee is about 3% of the amount transferred, which

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