bestow

When I was younger, I used to be the shirtless headbanger at rock concerts – so I was not the type of person who’d ever thought about getting life insurance. Things change, people age and put on shirts, and I got to a point where I had a wife and a family, and it was

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It was a Tuesday. I was crossing the street in the middle of the block, stepping out from behind a beat-up old delivery van, when a truck came barreling towards me. It whipped by with centimeters to spare, causing my life to flash before my eyes. I had to sit down on the curb, I

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