Apr 19 | 2024
Deciphering the factors that contribute to a credit score and the ways to improve that magic financial number might seem intimidating, but achieving the great credit score of your dreams is a somewhat simple matter of discipline and attention. Whether your score is poor or on the verge of great, you know you want to
Nov 30 | 2023
They don’t teach you “adulting” in school. But lucky for you, I’m here to explain to you the pros and cons of acquiring a credit card. Of course, there comes more responsibility with a credit card, but it also holds a certain amount of respectability and authenticity. I admit, I see my friends who pay
Congratulations! You’ve Ubered and Grubhubbed and online-shopped your way into credit card debt. Now you’re an adult who’s incurred enough debt to make a credit card company very frustrated with you. Welcome to the maxed out club! The first time you realize that you’ve maxed out a credit card, you may panic, but there are
The Fiscal Times
Debt is an almost unavoidable part of life, and with high-interest rates and late fees, getting out of it can feel like an uphill battle. To make it even harder, most credit cards charge transfer fees, even those with 0% balance transfer offers. The average transfer fee is about 3% of the amount transferred, which
Jul 19 | 2017
In all honesty, we all buy things we don’t need — especially with Amazon’s growing market and their ever-expanding hand in consumerism. It’s literally so easy to buy things nowadays and with Amazon Prime, the gratification is damn near instant. However, once you realize you don’t need all this stuff — or once you don’t
Jul 18 | 2017
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Has anyone else noticed how it seems like after we graduate from college we’re expected to know how to do and understand all things financial? From balancing a checkbook, to budgeting, to maintaining credit cards (all while paying off student loans!). After years of fumbling my way through and googling the money terms, I’ve finally
Everyone uses credit cards maybe a little too much. In the United States, the collective credit card debt total in 2015 reached $60 billion. The average household credit card balance is at almost $7,200. Some of this debt is necessary. Some Americans charge medical and emergency expenses to credit cards. However, a lot of this
Feb 23 | 2017
Nov 29 | 2016