In this month’s Money Journal, Celia is organized and disciplined yet enjoys her life “to the Max” Welcome to Money Journal, a monthly Paypath series that examines how Americans really handle their finances. Our participants keep a journal of their earnings, spending, and savings (if any), then share what it’s like to live in their
Ever woken up with last night’s makeup still on, an uneaten slice of pizza on the bedside table, a jackhammer in your head, and an account balance that only adds to your already rising nausea? Ever spend way too much on take-out because you’re just too exhausted from your job—that doesn’t pay you nearly enough
How to Manage Money Together As Newlyweds
Apr 30 | 2021
Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they’re married to live together. Whichever path you’ve chosen, it’s still crucial to know a few tips to manage money together as newlyweds
How Negative Self-Talk Makes You Bad with Money
Mar 27 | 2019
With finances being one of the most common sources of stress, anxiety-induced habits of negative self-talk and pessimistic thinking can affect how you deal with your money situation. As common as budgeting problems are, how you approach your personal finances can have a powerful effect on your money management. From second-guessing your expenses to internalizing
Seven of the Most Overlooked Tax Deductions
Mar 07 | 2019
It’s a pretty good feeling to get that tax return check in the mail, but a pretty bad one to realize you forgot to include a tax deduction that would have lowered your tax bill or increased your returns. With the ever-increasing complexity of the tax laws, filing taxes just gets more and more complicated.
When To Ask For Financial Help
Feb 14 | 2019
We’ve seen the statistics: 1 in 8 Americans live below the poverty line. 71 million have accrued debt in collections. 55 million of us don’t have anything saved in an emergency fund. An estimated 40 percent struggle to cover basic needs like food and housing costs. [shortcode-1-In-Article-Banner-728×60] We know money struggles are widespread, but the
How to Make an Extra $1000 a Month
Feb 12 | 2019
Depending on the stage of life you’re in, an extra $1000 a month could make a huge difference for you. Imagine having next month’s rent paid without dipping into your paycheck at all. With these tips and tricks for an extra $1000 a month, that’s a real possibility. With a little creativity, patience, and hard
6 Easy Ways to Save Money
Feb 11 | 2019
Everyone wants to save money, but life on a strict budget can start to feel like an exercise in misery. But living paycheck to paycheck is also exhausting, so how can you save money without making life boring? To help you with this balance, we’ve gathered the easiest tips and tricks for saving money with
How to Budget for Long and Short Term Goals
Jan 15 | 2019
Unless you’re Mackenzie Bezos or ex-husband Jeff, chances are you budget your money. You know how much of your monthly income you want to spend on groceries, rent, and leisure, and maybe you even put a portion of each paycheck in savings. But what about budgeting for a specific goal? Is it a short-term or