financial tips

How to Manage Money Together As Newlyweds

Many people live together before getting married and have begun the process of combining accounts and sharing responsibilities. However, some people wait to do this only after marriage, and others wait until they’re married to live together. Whichever path you’ve chosen, it’s still crucial to know a few tips to manage money together as newlyweds

How to Instill Financial Literacy in Children

The National Financial Educators Council (NFEC) surveyed young adults in 2017 and asked them what high school course would benefit their lives the most. The majority responded that money management was the course that would be most beneficial. With personal debt is at its highest record and COVID-19 threatening to have the hardest economic effects

How Negative Self-Talk Makes You Bad with Money

With finances being one of the most common sources of stress, anxiety-induced habits of negative self-talk and pessimistic thinking can affect how you deal with your money situation. As common as budgeting problems are, how you approach your personal finances can have a powerful effect on your money management. From second-guessing your expenses to internalizing

Why Neo-Banks Are the Future

After the 2008 financial crisis, 465 banks failed between 2008 and 2012. Only 10 banks failed in the five years leading up to 2008. Over 10 years later, the big banking industry hasn’t collapsed, but public trust in the sector has been irrevocably damaged by the institutional failure of the financial crisis. As an alternative,

What to Do When Your Employer Doesn’t Pay

Church Executive

Amidst the longest government shutdown in history, more federal employees are going without deserved pay than ever before. But even a functioning government can’t guarantee that an employer will pay its employees on time. Payroll is a federally (and in many cases, state) regulated process with defined rights and restrictions. However, there’s just enough leeway