frugal

When the leaves start changing colors and pumpkin spice is everywhere, you know fall is here. As temperatures drop and sweater weather gets into full swing, you know the holidays aren’t too far behind. Before you start panicking about how you’ll afford everything on your loved ones’ wish lists, consider these five ways to have

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There are simple changes that you can make to end up saving big bucks. If you can trim down the budget in certain areas it leaves more funds to direct elsewhere. Refillable Water Bottle Don’t waste your money getting bottled water when free water is literally all around you. Spend some money on a nice

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